---
title: "Mastercard 开放 Agent Pay for Machines 早期访问，支持 AI 代理通过 x402 支付"
date: "2026-10-26T05:45:40.000Z"
updated: "2026-10-26T05:45:40.323Z"
tags:
  - "智能体"
  - "Base"
  - "DeFi"
source: "https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html"
summary: "Mastercard 发布面向买方和卖方的首版 API、沙盒与文档，供 AI 代理通过 x402 协议为数字服务付款。"
kind: "article"
canonical: "https://lianzhi.today/a/2026-10-20-mastercard-opens-early-access-to-agent-pay-for-machines"
translations:
  - lang: "en"
    url: "https://agentwire.news/a/2026-10-20-mastercard-opens-early-access-to-agent-pay-for-machines"
  - lang: "ja"
    url: "https://agentkeizai.today/a/2026-10-20-mastercard-opens-early-access-to-agent-pay-for-machines"
  - lang: "ko"
    url: "https://agentpost.today/a/2026-10-20-mastercard-opens-early-access-to-agent-pay-for-machines"
---

# Mastercard 开放 Agent Pay for Machines 早期访问，支持 AI 代理通过 x402 支付

*Mastercard 发布面向买方和卖方的首版 API、沙盒与文档，供 AI 代理通过 x402 协议为数字服务付款。*

2026年10月20日，Mastercard 开放 Agent Pay for Machines 的早期访问，向开发者提供首版买方和卖方 API、一套工具包、用于测试买卖双方流程的沙盒以及文档。该公司表示，此次发布并未全面开放，客户和合作伙伴的反馈将影响路线图。

该系统运行在 x402 上。x402 是一种开放协议，通过 HTTP 402 Payment Required 响应来请求付款。Mastercard 于 2026 年 6 月首次公布这项服务，面向 AI 代理和软件进行的高频、小额支付，并将其 Agent Pay 项目从 2025 年扩展至此。

试点与 Cloudflare、Ant International、AIsa、Base、BVNK 和 Coinbase 一起完整跑通。在 Cloudflare Connect 的现场演示中，Mastercard 的 Jorn Lambert 进行了一次测试：营销机构 Hype 给一个代理一项任务，在既定预算内为一次蛋白棒发布策划一个示例营销活动。该代理运行在 Amazon Bedrock AgentCore 上，从 AIsa 购买社交媒体调研数据，并通过 Cloudflare 的 AI Gateway 购买营销活动图片，用一个预算向两个商户完成了九笔付款。Cloudflare 的 Monetization Gateway 发出 402 付款请求，Coinbase Developer Platform 提供为代理注资的钱包基础设施，Base 负责链上结算，Mastercard 于 8 月收购的 BVNK 则通过 Mastercard Global Money Platform 以法币或稳定币处理付款与结算。

每当卖方请求付款，代理都会签署一张凭证，即在其获批额度内付款的承诺。卖方验证凭证后交付。凭证在链下处理，服务商可以批量处理并在之后兑付，因此代理始终不掌握无限支出权限。该演示不需要单独的账户、API 密钥或发票。Mastercard 表示：“支付并非难点，权限才是。”该公司称，凭证模式未来可能扩展到 AI 模型、数据、算力及其他数字服务。


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